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Saturday, January 25, 2014


Medicaid eligibility is based on your INCOME, not ASSETS.  In other words, your ASSETS are not counted.  You can go on Medicaid for your health insurance no matter what your assets are.  Remember, Medicaid is the federal/state program for low INCOME Americans (I use the word Americans loosely because illegal immigrants are also receiving Medicaid through fraudulent claims.  And no one stops them.)

Here's the rub.  Obamacare requires everyone to have health insurance. In more than half of the states in the country, that comes through an expansion of Medicaid due to income qualification. Under a 1993 federal law states can recoup the costs of Medicaid by seizing the property of deceased Medicaid recipients.  The theory is if you are receiving a public benefit and the state is supporting you, when you die your estate will have to give back to the state the amount of money the state expended on your behalf while you were living. That is if you have assets.  

Millions of Americans are going to get caught up in the Estate Recovery rules.  Surprise, surprise, you are low income, you have assets, you get state help, you die, your estate pays back.  Simple enough!!

Now if you were a member of a Union, Gay, Muslim, a big business, a Democrat contributor, or a host of other groups, you and your estate would be exempt.  Just a lowly American?  Pay up!

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